Overview The terms “we”, “us”, and “our” refer to Monica Rivera. The term “Site” refers to MonicaRivera.com and/or BlessMyHustle.com. The term “user,” “you” and “your” refers to site visitors, potential clients, and any other users of the site. The term “Service” refers to general information provided to permit you to learn more about our our services, our agents, and our professionals, as well as information about business, and intellectual property, and information about real estate services in general. Use of the Service, including all information and educational materials presented herein by Monica Rivera, is subject to the following terms and conditions. These Terms and Conditions apply to all site visitors, potential clients, and all other users of the site. By using the Site or Service you agree to these Terms and Conditions, without modification, and acknowledge reading them. 

Use of the Site + Service Materials on MonicaRivera.com and/or BlessMyHustle.com contain general information only to permit you to learn more about our services, our agents and our professionals, as well as information about business, and intellectual property, and information about real estate services in general. The information presented is not legal advice, is not to be acted on as such, and is subject to change without notice. To access or use the Site or the Service, you must be 18 years or older and have the requisite power and authority to enter into these Terms and Conditions. Children under the age of 18 are prohibited from using the Site or the Service. 

Real Estate/Real Estate Agent Advertising This website may constitute real estate or real estate agent advertising under the laws of some states. Monica Rivera does not intend its site to constitute real estate or real estate agent advertising but recognizes that it may be so considered in certain jurisdictions.  To clarify the purpose of the website and Monica Rivera’s intent as to its visitors, materials and information provided on the website are not indicative of likely results in any particular matter.  Monica Rivera cannot guarantee results; past results do not guarantee future results. 

Modification of These Terms Monica Rivera reserves the right to change the terms, conditions, and notices under which MonicaRivera.com and/or BlessMyHustle.com is offered. By using MonicaRivera.com and/or BlessMyHustle.com or sending our office any personal information, you agree to this policy and will be deemed bound to this policy in effect as of the date of such use. 

No Legal Advice Monica Rivera cannot guarantee the confidentiality of information provided by email through the website.  No user of MonicaRivera.com and/or BlessMyHustle.com should act, or refrain from acting, on the basis of information included on MonicaRivera.com and/or BlessMyHustle.com without first consulting legal counsel in the relevant jurisdiction. 

Licensing Status Monica Rivera is licensed to practice Real Estate in California. Monica Rivera practices real estate only where licensed to do so, where permitted to do so by virtue of the advice rendered being on issues of Federal law, and where permitted to do so by the California Bureau or Real Estate To the extent Monica Rivera is contacted by potential clients seeking real estate services in areas in which Monica is not permitted by these or other means to practice real estate, Monica Rivera shall decline to provide representation.  Monica Rivera does not seek to represent anyone based solely upon a visit to MonicaRivera.com and/or BlessMyHustle.com or upon advertising, or where to do so would not comply with applicable local laws and rules.  Access to the website from physical locations in which Monica Rivera is not permitted to practice real estate is inadvertent and unavoidable due to the nature of internet access; any such access is not intended by Monica Rivera as an advertising effort or an effort to establish a systematic and continuous presence in any area in which she is not permitted to practice real estate. 

Material You Submit to the Site You shall not upload, post or otherwise make available on the Site or via email any artwork, photos or other materials (collectively “Materials”) protected by copyright, trademark or other proprietary right without the express written permission of the owner of the copyright, trademark or other proprietary right and the burden of determining that any Materials are not so protected rests entirely with you. You shall be liable for any damage resulting from any infringement of copyrights, trademarks, or other proprietary rights, or any other harm resulting from such a submission. For all Materials submitted by you to the Site, you automatically represent or warrant that you have the authority to use and distribute the Materials, and that the use or display of the Materials will not violate any laws, rules, regulations or rights of third parties. 

Intellectual Property Rights to Your Materials We claim no intellectual property rights over the Materials you supply to the Site. You retain copyright and any other rights you may rightfully hold in any content that you submit through the Service. Content you submit to the Site remains yours to the extent that you have any legal claims therein. Notwithstanding the foregoing, you grant Monica Rivera a worldwide, nonexclusive, irrevocable license to display the Materials you supply to us for business development and marketing purposes only. By visiting the site, you agree to hold Monica Rivera harmless from and against all claims, liabilities and expenses arising out of any potential or actual copyright or trademark misappropriation or infringement claimed against you. 

Scope of Services The information provided on the Site is for educational and informational purposes only. It is not legal advice. If you require legal advice, consult an attorney licensed in your jurisdiction. 

Description of Services We endeavor to describe and display the Service as accurately as possible. While we try to be as clear as possible in explaining the Service, please do not accept that the Site is entirely accurate, current, or error-free. From time to time we may correct errors in pricing and descriptions. 

Cookies We use session cookies to ensure that your computer displays MonicaRivera.com and/or BlessMyHustle.com effectively. You have the ability to accept or decline cookies using your web browser settings. If you choose not to accept cookies from MonicaRivera.com and/or BlessMyHustle.com, you may not be able to take full advantage of its features or to receive some of the services MonicaRivera.com and/or BlessMyHustle.com provides. 

Links and Email Addresses Links posted on this website to other websites are provided only as a convenience to our clients. You acknowledge and agree that we are not responsible or liable for the availability, accuracy, content or policies of third party websites or resources. Links to such websites or resources do not imply any endorsement by or affiliation with Monica Rivera, however some pages or posts may contain affiliate links, for which Monica Rivera will receive compensation should you make a purchase. You acknowledge sole responsibility for and assume all risk arising from your use of any such websites or resources. Spamming, the unsolicited broadcasts of email addresses or links in this website, is prohibited and unauthorized. 

Lawful Purposes You may use the Site and Service for lawful purposes only. You agree to be financially responsible for all purchases made by you or someone acting on your behalf through the Site. You agree to use the Site and to purchase services through the Site for legitimate, non-commercial purposes only. You shall not post or transmit through the Site any material which violates or infringes the rights of others, or which is threatening, abusive, defamatory, libelous, invasive of privacy or publicity rights, vulgar, obscene, profane or otherwise objectionable, contains injurious formulas, recipes, or instructions, which encourages conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any law. 

No Warranty The information presented on MonicaRivera.com and/or BlessMyHustle.com is provided “as is” and “as available,” without representation or warranty of any kind. Monica Rivera does not represent or warrant that such information is or will be always current, complete, or accurate. Any representation or warranty that might be otherwise implied is expressly disclaimed. 

Changed Terms We may at any time amend these Terms and Conditions. Such amendments are effective immediately upon notice to you by us posting the new Terms and Conditions on this Site. Any use of the Site or Service by you after being notified means you accept these amendments. We reserve the right to update any portion of our Site and Service, including these Terms and Conditions at any time. We will post the most recent versions to the Site and list the effective dates on the pages of our Terms and Conditions. 

Limitation of Liability You agree that under no circumstances shall we be liable for direct, indirect, incidental, consequential, special, punitive, exemplary, or any other damages arising out of your use of the Site or Service. Additionally, Monica Rivera is not liable for damages in connection with (i) any failure of performance, error, omission, denial of service, attack, interruption, deletion, defect, delay in operation or transmission, computer virus or line or system failure; (ii) loss of revenue, anticipated profits, business, savings, goodwill or data; and (iii) third party theft of, destruction of, unauthorized access to, alteration of, or use of your information or property, regardless of our negligence, gross negligence, failure of an essential purpose and whether such liability arises in negligence, contract, tort, or any other theory of legal liability. The foregoing applies even if Monica Rivera has been advised of the possibility of or could have foreseen the damages. In those states that do not allow the exclusion or limitation of liability for the damages, our liability is limited to the fullest possible extent permitted by law. In no event shall Monica Rivera’s cumulative liability to you exceed the total purchase price of the Service you have purchased from Monica Rivera, and if no purchase has been made by you Monica Rivera’s cumulative liability to you shall not exceed $100. 

Indemnification You shall indemnify and hold us harmless from and against any and all losses, damages, settlements, liabilities, costs, charges, assessments and expenses, as well as third party claims and causes of action, including, without limitation, attorneys’ fees, arising out of any breach by you of any of these Terms and Conditions, or any use by you of the Site or Service. You shall provide us with such assistance, without charge, as we may request in connection with any such defense, including, without limitation, providing us with such information, documents, records and reasonable access to you, as we deem necessary. You shall not settle any third party claim or waive any defense without our prior written consent. 

Our Intellectual Property The Site and Service contain intellectual property owned by Monica Rivera including, without limitation, the Monica Rivera logo, all designs, text, graphics, other files, and the selection and arrangement thereof, also termed the “look and feel,” trademarks, trade dress, copyrights, proprietary information and other intellectual property. You may not modify, publish, transmit, participate in the transfer or sale of, create derivative works from, distribute, display, reproduce or perform, or in anyway exploit in any format whatsoever any of the Site or Service content, in whole or in part without our prior written consent. We reserve the right to immediately remove you from the Service, without refund, if you are caught violating this intellectual property policy. 

Effect of Headings The subject headings of the paragraphs and subparagraphs of this Agreement are included for convenience only and shall not affect the construction or interpretation of any of its provisions. 

Entire Agreement; Waiver This Agreement constitutes the entire agreement between you and Monica Rivera pertaining to the Site and Service and supersedes all prior and contemporaneous agreements, representations, and understandings between us pertaining to the Site and Service. No waiver of any of the provisions of this Agreement by Monica Rivera shall be deemed, or shall constitute, a waiver of any other provision, whether or not similar, nor shall any waiver constitute a continuing waiver. No waiver shall be binding unless executed in writing by us. 

Notices All notices, requests, demands, and other communications under this Agreement shall be in writing and properly addressed as follows: Monica Rivera 8255 Firestone Blvd STE #100, Downey, CA 91710

Governing Law; Venue; Mediation This Agreement shall be construed in accordance with, and governed by, the laws of California as applied to contracts that are executed and performed entirely in California. The exclusive venue for any arbitration or court proceeding based on or arising out of this Agreement shall be Los Angeles County, California. The parties agree to attempt to resolve any dispute, claim or controversy arising out of or relating to this Agreement by mediation. The parties further agree that their respective good faith participation in mediation is a condition precedent to pursuing any other available legal or equitable remedy, including litigation, arbitration or other dispute resolution procedures. 

Recovery of Litigation Expenses If any legal action or any arbitration or other proceeding is brought for the enforcement of this Agreement, or because of an alleged dispute, breach, default, or misrepresentation in connection with any of the provisions of this Agreement, the successful or prevailing party or parties shall be entitled to recover reasonable attorneys’ fees and other costs incurred in that action or proceeding, in addition to any other relief to which it or they may be entitled. 

Severability If any term, provision, covenant, or condition of this Agreement is held by an arbitrator or court of competent jurisdiction to be invalid, void, or unenforceable, the rest of the Agreement shall remain in full force and effect and shall in no way be affected, impaired, or invalidated. 

Assignment These Terms and Conditions bind and inure to the benefit of the parties’ successors and assigns. These Terms and Conditions are not assignable, delegable, sub licenseable or otherwise transferable by you, except upon approval by Monica Rivera. Any transfer, assignment, delegation or sublicense by you is invalid. Updated: February 2017




Overview Monica Rivera is committed to protecting your privacy online. This Privacy Policy describes the personal information collected through our websites at MonicaRivera.com, and/or BlessMyHustle.com (the “Site” or “Sites”), and how that information is collected and used. The terms “we,” “us,” and “our” refers to Monica Rivera. The terms “user,” “you,” and “your” refer to site visitors, customers, and any other users of the site. The term “personal information” is defined as information that you voluntarily provide to us that personally identifies you, your company and/or your contact information, such as your name, phone number, and email address. MonicaRivera.com and BlessMyHustle.com are business and real estate websites that provides information about our real estate agents, realtors, our services, business and branding guidance and intellectual property(collectively, the “Service”). Use of the Sites, including all materials presented herein and all online services provided by Monica Rivera is subject to the following Privacy Policy. This Privacy Policy applies to all site visitors, potential clients, and all other users of the site. By using the Site or Service, you agree to this Privacy Policy, without modification, and acknowledge reading it. 

Information We Collect on Our General Site We only collect personal information you voluntarily provide to us which may include:

  • Your email address in order to subscribe to our mailing list, or sign up for a course or webinar;
  • Your name, email address, website in order to post a comment on our blog; and your social media profiles in order to share an article from our blog on social media via a third party provider;
  • Your full name, email address and message in order to contact us via our contact form.

Activity. We may record information relating to your use of the Sites, such as the searches you undertake, the pages you view, your browser type, IP address, requested URL, referring URL, and timestamp information. We use this type of information to administer the Sites and provide the highest possible level of service to you. We also use this information in the aggregate to perform statistical analyses of user behavior and characteristics in order to measure interest in and use of the various areas of the Sites. Cookies. We may send cookies to your computer in order to uniquely identify your browser and improve the quality of our service. The term “cookies” refers to small pieces of information that a website sends to your computer’s hard drive while you are viewing the Site. We use session cookies (which expire once you close your browser), to ensure that your computer displays the Sites effectively. You have the ability to accept or decline cookies using your web browser settings. If you choose not to accept cookies from the Sites, you may not be able to take full advantage of its features or to receive some of the services MonicaRivera.com and/or BlessMyHustle.com provides. MonicaRivera.com and/or BlessMyHustle.com do not respond to Do Not Track signals from your browser. 

How Your Information is Used The information you provide is used to process transactions, send periodic emails (such as our newsletter), and improve the service we provide. We do share your information with trusted third parties who assist us in operating our website, conducting our business and servicing clients and visitors. These trusted third parties agree to keep this information confidential. Your personal information will never be shared with unrelated third parties. 

Third Party Links The Site may contain links to third party websites. Except as otherwise discussed in this Privacy Policy, this document only addresses the use and disclosure of information we collect from you on our Sites. Other sites accessible through our site via links or otherwise have their own policies in regard to privacy. We are not responsible for the privacy policies or practices of third parties, and we encourage you to inform yourself of the privacy policy on each site that you visit. 

Security We maintain security measures to protect your personal information from unauthorized access, misuse,or disclosure. However, no exchange of data over the Internet can be guaranteed as 100% secure. While we make every effort to protect your personal information shared with us through our Site, you acknowledge that the personal information you voluntarily share with us through our Site could be accessed or tampered with by a third party. You agree that we are not responsible for any intercepted information shared through our Site without our knowledge and permission. Additionally, you release us from any and all claims arising out of or related to the use of such intercepted information in any unauthorized manner. 

Access to the Site To access or use the Site, you must be 18 years or older and have the requisite power and authority to enter into this Privacy Policy. Children under the age of 18 are prohibited from using the Site or the Service. 

Changes to This Policy You acknowledge and agree that it is your responsibility to review this Site and this Policy periodically and to be aware of any modifications. We will notify you of any changes to this privacy policy by posting those changes on this page. 

Updating Your Profile If you opt-in to our mailing list, the option to unsubscribe will be included in every email. You may also access and correct your personal information and privacy preferences by contacting us via email at Info@MonicaRivera.com. 

Contact If you have questions about our privacy policy, please contact us via email at Info@MonicaRivera.com. Updated: February 2017